Terms of Use, Privacy, & Service Areas

By accessing this website you agree to be bound by the terms and conditions described herein. We recommend you review these terms and conditions each time you access this site, as they may have been revised, changed, or updated since your last visit. If you do not agree to these terms, please do not use this Web site (the "Site").

Informational Purposes Only

The material contained herein is for informational purposes only. The information contained herein is not an offer to sell or a solicitation to buy any product or service. For a complete description of products, services, and geographic service areas, please contact us. Should you decide to purchase products or services from APFT, both you and APFT will be bound by the terms and conditions of your contract and NOT by the information contained in this website.

Service Areas

Products and services described on this website may not be available in all jurisdictions, countries, and cities. Please contact us for details of our services in your area.

Copyright and Other Important Legal Notices

Not Legal Advice or Advertising for Legal Advise

Materials contained on this World Wide Website ("Site") are for general information only and do not constitute legal advice or advertising of legal services. Transmission of these materials is not intended to create, and receipt does not constitute, a client relationship between the sender and the receiver. While we make an effort to keep this material updated, the material and content on this site may not reflect subsequent legal or other developments. You should not act upon any information contained in these materials without seeking your own professional advice.

You acknowledge that any software available or provided to you on this website may contain technology that is subject to strict controls by various agencies of the United States Government. You hereby agree that you will not transfer or export such software from the United States except in accordance with United States export laws and regulations. APFT does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by the United States law.

Applied Profitability and Financial Techniques, Inc. (hereinafter "APFT") may provide hyperlinks to third party websites as a convenience to users of this Site. APFT does not control third party websites and is not responsible for the contents of any hyperlinked third party websites or any hyperlink in a hyperlinked site. APFT does not endorse, recommend or approve any third party website hyperlinked from this Site. APFT shall have no liability to any entity for the content or use of the content available through such hyperlink.

The information and materials on this Site could include technical inaccuracies or typographical errors. Changes are periodically made to the information contained herein. APFT MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO ANY INFORMATION, MATERIALS OR GRAPHICS ON THIS SITE, ALL OF WHICH IS PROVIDED ON A STRICTLY "AS IS" BASIS, WITHOUT WARRANTY OF ANY KIND. APFT HEREBY EXPRESSLY DISCLAIMS ALL WARRANTIES WITH REGARD TO ANY INFORMATION, MATERIALS OR GRAPHICS ON THIS SITE, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. ANY CLAIM WITH RESPECT TO THE MATERIALS CONTAINED ON THIS SITE SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF FLORIDA OR AT APFT'S SOLE DESCRECTION THE STATE THAT APFT INCORPORATED. UNDER NO CIRCUMSTANCES SHALL APFT OR ITS PARTNERS OR AFFILIATES, BE LIABLE UNDER ANY THEORY OF RECOVERY, AT LAW OR IN EQUITY, FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION, SPECIAL, DIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING, BUT NOT LIMITED TO LOSS OF USE OR LOST PROFITS), ARISING OUT OF OR IN ANY MANNER CONNECTED WITH THE USE OF INFORMATION OR SERVICES, OR THE FAILURE TO PROVIDE INFORMATION OR SERVICES, FROM THIS SITE.

"Applied Profitability and Financial Techniques", and APFT and other service marks (including logos and designs) found on this Site are service marks that identify APFT and the services provided by APFT. APFT Decision Support Reporting System, ProfitSuite™, ProfitMiner™, ProfitMonitor™, ProfitExplorer™, ProfitExpeditor™, and ComplianceSuite™ are trademarks of APFT, Inc. Such service marks and trademarks may not be used under any circumstances without our prior written authorization.

APFT respects the privacy of your personal identifying information ("Information") and has provided this explanation about our online information practices as a show of our commitment to protect your privacy.

APFT does not share or in any other way use Information collected during your use of our Website without your permission except as outlined in this policy.

APFT does not currently collect Information except (1) Information provided by your web browser to our web server, including such Information as the site you linked from and your email address, and (2) Information provided by you in an email message addressed to us.

APFT only uses Information for the purpose for which the Information was submitted or to evaluate the effectiveness of this Website.

APFT routinely monitors and documents your usage of this site in our site usage log files and your continued use of our site constitutes your acceptance to our terms of use, service, and privacy as defined herein.

APFT may decide to collect Information submitted voluntarily through cookies. "Cookies" are used to store and sometimes track your preferences in order to provide you with customized and personalized services. A cookie is data sent to your Internet browser from a web server and stored on your computer hard drive. Cookies make your web experience easier by storing passwords and preferences. Cookies are used by most Internet websites. You can adjust your browser settings to refuse all cookies or to inform you when a cookie is being placed on your hard drive. However, your election not to accept cookies may diminish your experience with websites because of additional time needed to repeatedly enter personal identifying information.

Copyright 2000 Applied Profits & Financial Techniques, Inc. All rights reserved.

Any person is authorized to use, copy, and distribute any complete page or, where a document consists of more than one page, any complete document contained on this Site, including related graphics, subject to the following conditions:

A. Copying or distributing less than a complete page or (where a document consists of more than one page) the complete document is prohibited;

B. The copyright notice set forth above and this permission notice must appear on all copies;

C. Use, copying and distribution shall be solely for informational, non-commercial purposes; and

D. No graphics elements of any page or document on this Site may be used, copied or distributed separate from the accompanying text.

APFT reserves the right to change this policy at any time by posting a new privacy policy at this location. You can send e-mail to us with any further questions at info@appliedprofit.com.